Easy to Use Loan Calculators

From borrowing power to repayments, there’s a loan calculator for all sorts of scenarios

When you’re considering your options, our online loan calculators can help you work out things like your borrowing power, what your repayments will be, whether you should rent or buy, how healthy your budget is and much more.

And they’re so easy to use you don’t need to be a maths genius to use them – simply plug in the numbers where asked and our calculators do the work for you.

The Calculators

borrowing power calculator

Use this as a guide to work out how much you can afford to spend before you start searching for your dream home, car or personal items.

Compound interest calculator

If you’re considering an interest-yielding investment, use this as a guide to work out the compound interest – the interest you’ll earn on the interest.

Home loan offset calculator

This calculator will help you work out your loan payments when you take advantage of using an offset account, a popular mortgage choice.

Interest only mortgage calculator

As interest rates fluctuate, use this calculator to work out your payments and see if you can save on interest by adjusting your loan term or repayment method.

Loan comparison calculator

This calculator allows to compare expense amounts, loan terms, interest rates and repayment frequencies to find a loan that will work for you.

Credit card calculator

This is a fantastic guide to show you how much you need to pay each month to clear your credit card debt, not just pay monthly minimums.

Split loan calculator

Use this calculator to work out how much you’ll repay if you fix part of your loan while you keep a variable interest rate for the remainder of your loan term.

Income gross up calculator

This calculator will help you work out your gross income, an essential piece of information you’ll be asked when applying for a loan.

Loan repayment calculator

A loan repayment calculator will help to give you an idea of how much you should be able to borrow and the timeframe of the loan.

Budget planner

Before you apply for a loan, use this planner to work out your current income and expenses and understand your financial position.

How long to repay calculator

This handy calculator will tell you (down to the month) how long it will take you to repay your home loan so you can plan your budget and end goals.

Introductory rate loan calculator

If you’ve gone with a honeymoon rate for your home loan, this calculator can help you work out the bare minimum repayments on this loan.

Property selling cost calculator

If you’re selling your home, this handy calculator will give you a good indication of all the costs involved in selling your home.

Reverse mortgage calculator

A reverse mortgage calculator helps you determine the equity in your home and how you can use it to calculate the costs of your loan.

Stamp duty calculator

You can’t escape stamp duty, so use this calculator to work out the amount you’ll have to pay on your sale or purchase.

Lump sum repayment calculator

Use this calculator to estimate how much time and money you could save by making a lump sum repayment on your home loan.

Comparison rate calculator

This calculator can compare different types of loans, including fixed, variable and introductory rate offers and determine what is cheapest.

Extra repayment calculator

If you’re wondering about making extra repayments, this calculator will show you the positive impact these payments will have on your loan.

Income tax calculator

Use this calculator to work out how much tax you’ve paid for the financial year and get an indication of what your tax return should look like.

Leasing calculator

This calculator can help you work out what you’d pay on a leasing type loan, such as a novated lease for a car.

Property buying cost calculator

When you’re buying a home, there’s lots of costs to consider and this property buying cost calculator will help you work it out.

Saving calculator

If you’re working towards saving a deposit for a home, use this calculator to work out how long it will take you to reach your savings goals.

Income annualisation calculator

Use this calculator to help you work out your annual income so you can assess your borrowing capacity for a loan.

Rent vs buy calculator

This rent vs buy calculator will highlight the benefits of either renting or buying a property over time and help you decide what suits your lifestyle.

Savings goal calculator – how long to save

When you’re busy saving for that must-have item, this calculator will help you determine how long it will take you to reach your saving goals.

Savings goal calculator – how much to deposit

Use this calculator to help you work out how much you’ll need to deposit into your savings account to get ahead with your saving goals.

Fortnightly repayment calculator

Use this fortnightly repayment calculator to see if you’d pay off your loan quicker by making fortnightly repayments.

Mortgage switching calculator

If you’re wondering if there’s a better deal out there for you, use this mortgage switching calculator to see if you’ll save money by switching to another mortgage.

Want to talk about your results?

Now you’re ready to take the next step and get yourself a car, personal, business or home loan, contact us and we’ll get things started.