If you’ve found your perfect car, we’ll help you find the right car loan with an easy online application process. Comparing your car loan options from Australia’s leading lenders, you’ll get approval usually within 24 hours. We’ll even help you gain pre-approval, so you know your limits when you’re car shopping at a dealer, an auction or a private sale.
We have tailored solutions to meet your needs:
- We compare car finance options from over 20 of Australia’s best banks and lenders
- The application process is simple and obligation free
- Fast approvals and settlements
- Save money with competitive rates matched to your personal needs
With honest, down to earth advice, Kelly will find a car loan that’ll work for you.
At Cloud 9 Finance, we specialise in car loans and can ensure the process is quick and easy
Car loan FAQs
What is a balloon payment?
To reduce how much you pay on your car loan each month, most lenders can offer you a balloon (or residual) payment. This is a set amount remains once your loan term is completed (e.g. $2,000, $5,000 etc.). You can pay this out or refinance the smaller amount. The more you pay during the loan term, the smaller the balloon payment will be. If your car loan comes with a balloon payment option, we’ll explain the ins and out of your specific payment and what it means for you.
How much can I borrow?
The amount you can borrow will depend on your financial situation and what the lender is willing to offer you. We’ll run through this with you or you can have a play with our loan calculators.
How long does it take to get a car loan approved?
Due to the relationship we have with our preferred lenders, the car loans we apply for are approved almost immediately (or at least within 24 hours).
I don’t have great credit history – can I get a loan?
Life can be tough at times and we work with lenders who understand this. If your credit rating isn’t perfect, let’s see what we can do together to get you into a new car.
I’m self-employed – can I get a loan?
If you can provide proof of your business (or contractor) income, such as bank statements, invoices, accountant letters or BAS statements, we can help you find a car loan to suit.
Can I make extra payments?
Yes, if you’ve secured a loan that allows for this. If that’s part of your finance plan, let us know when we chat so we can make sure your new car loan meets this requirement.
How do I apply for a car loan?
You don’t – we do it for you! We’ll let you know what we need and then you can leave it with us to approach our lenders and secure a car loan for you.
Ready to find the best car loan for you?
Maybe you’re thinking of car shopping over the weekend, or maybe you’ve already found the car you want – that’s cool, we’re ready to chat car loans when you’re ready.