Most people will need a personal loan at some stage in their life.
Take a holiday, have elective surgery, get married, spoil yourself with a new toy, or consolidate your debts – whatever you need – we’ll help you find a personal loan starting for as little as $5,000 with competitive rates and loan terms to suit you.
We make Personal Loans Easy:
- Our personal loan application process is super quick
- We generally get answers for you within 24 hours
- We have access to over 30 of the best banks and lenders in Australia
- Even if you have a bad credit history, our success rate is phenomenal
With honest, down to earth advice, Kelly will find a personal loan that’ll work for you.
Personal loan FAQs
What is a secured personal loan?
A common type of loan (particularly for cars), a secured loan simply means the bank will lend you the value of the item you’re buying and use that item as collateral for the loan.
What is an unsecured personal loan?
These loans may attract a higher interest rate as the lender is relying purely on you using your income to repay the loan and has no item to use as collateral for the loan (it’s unsecured).
How much can I borrow with a personal loan?
Although there’s no formal limit as such, most lenders will lend you up to $100,000 for a secured personal loan and up to $50,000 for an unsecured personal loan. Lenders will look at your circumstances and evaluate your ability to repay the personal loan.
What is the best way to apply for a personal loan?
You could spend a lot of time researching and trying to find the best option for yourself, or you can contact us, we’ll help you get it sorted quickly and easily, approaching the lenders we know give you the best deal.
How soon will I get the money?
As soon as the lender gives you the green light and you’ve signed the paperwork the loan amount could be transferred to you that same day (depending on the time of day).
How long can I take to repay a personal loan?
Most personal loans are taken out over a period of 1 to 5 years. The length of time will reflect the size of your repayments. For example, if you want smaller repayments, you’d pay your loan over a longer period.
Ready to secure your personal loan?
If you’re ready to take control and get what you want today (an exotic holiday, a swimming pool, a brighter smile), we’ll find a personal loan to match your needs.